Introduction

Simple Smart Apps (“we,” “our,” or “us”), the company that owns and operates Cash Clarity, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

By using Cash Clarity, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

We collect personal information that you provide directly to us, including:

• Name and email address (when you create an account)

Data from CSV Files

We collect and process data extracted from your uploaded CSV files.

Usage Information

We automatically collect certain information about your use of our service, including:

• Pages visited and features used
• Time spent on different sections of the app
• Device information and browser type
• IP address and general location data

How We Use Your Information

We use the collected information for the following purposes:

• Provide and maintain our bank statement analysis service
• Improve our service and develop new features
• Communicate with you about your account and service updates
• Analyze usage patterns to optimize user experience
• Ensure security and prevent fraud

Third-Party Services

Google Analytics

We use Google Analytics to understand how users interact with our website. Google Analytics collects:

• Pages visited and time spent on each page
• User interactions and feature usage
• Device and browser information
• Geographic location (country/region level)
• Traffic sources and referral information

Google Analytics uses cookies and similar technologies to collect this information. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Google's privacy practices are governed by their Privacy Policy, available at https://policies.google.com/privacy.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using TLS/SSL
• Encryption of data at rest using AES-256 encryption
• Secure database hosting through Neon PostgreSQL
• Access controls and authentication requirements
• Regular security assessments and updates

Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy. Specifically:

• Account information is retained while your account is active
• Bank CSV content is retained for service delivery and improvement
• Usage analytics data is retained for up to 26 months
• We may retain certain information for legal compliance purposes

Your Rights

You have the following rights regarding your personal information:

• Access and review your personal information
• Request correction of inaccurate information
• Request deletion of your personal information and account
• Export your data in a structured format

Since our service requires processing your bank CSV content to function, you cannot object to this core processing. If you do not wish to have your content processed, you may choose to stop using our service and delete your account.

To exercise these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. These technologies help us:

• Remember your preferences and settings
• Analyze website usage and performance
• Provide personalized content and features
• Ensure security and prevent fraud

You can control cookie settings through your browser preferences, though disabling certain cookies may affect the functionality of our service.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending an email notification to registered users
• Displaying a notice on our service

Your continued use of our service after any changes indicates your acceptance of the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at info@simplesmartapps.pro.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.